Steve specializes in Annuity,Life, and Long-term care insurance, comparison and plan design customized to meet your individual needs. He represents John Hancock, Mutual of Omaha, TransAmerica, MedAmerica, Life Secure, Genworth and several other carriers as a Long Term Care Insurance Senior Specialist selling long term care insurance plans to the people of Alabama, Georgia, and Tennessee. He can assist you in designing an appropriate and affordable plan for you and your family.
Steve resides in the Birmingham area. He is a graduate of Auburn University in 1974 with a Bachelors degree in Marketing. He has first hand knowledge of the potentially significant impact long term care can have on an individual or their family. His practice is limited exclusively to the issue of long term care, Life insurance, and Annuities. In a caring and supportive way he provides advice to individuals looking to help protect their hard-earned assets and maintain their financial independence and dignity. Steve is also available to give public seminars and group talks on the issues involving long term care in America.
Steve Van Gilder , CLTC
Long Term Care Specialists, Inc.
“Helping you protect your Family and your Assets ”
*Life Insurance * LTC Insurance * Fixed Indexed Annuities
When it comes to the rising cost of long term care, it is important to understand your options. Traditional health insurance is not designed to cover long term care. Medicare was not designed to adequately cover the long term care costs many Americans may face. And, Medicaid (in California, MediCal) may not cover you until many of your assets have been depleted.
Time is a consumer’s enemy when it comes to long term care planning. A future change in health could limit your options.
The time to plan is now. There is an online interactive cost of care tool to help you learn more about costs in your area.